TMS offers a number of investment solutions dependant upon client preference and requirements.  All are designed to meet in-house asset allocation guidelines to give spread and performance characteristics which comply with clients' attitudes to risk.  The options include:

Advisory.  This means that the adviser - together with the client - agrees which funds to choose and these are reviewed and - if necessary - switched at regular intervals (annually after valuation for instance).

Discretionary Fund Management.  This means that when appropriate TMS recommends and works in conjunction with a Discretionary Fund Manager whose job it is to design and build the portfolio and thereafter change its mix according to market data.

Managed Portfolio Service.  The Peninsula range is provided by TMS in cooperation with Brooks Macdonald (Discretionary Investment Manager).  There are 5 portfolios which cover most attitudes to risk and income and growth objectives.  Brooks Macdonald buys and sells underlying assets dynamically as and when appropriate.  For more information on Brooks Macdonald please see their website - www.bm-am.com