A free consultation, without obligation

There are times when it can prove difficult to establish your true financial needs. You may want an expert to consider whether or not your finances are in order or to point out if you need to take some action.

We offer a free consultation, of up to an hour in length, to consider your personal circumstances. Our consultation offer is made without any obligation upon you.

Our advisers are available to meet in person, or if you would prefer it is possible to hold a consultation over the telephone.

Specialist advice

In a similar way to the medical profession, there are differences between financial planners and the way they operate. Some can be viewed as general practitioners, whilst others choose to specialise in certain areas of advice.

Assisting our clients to plan for their futures, normally requires us to consider all aspects of their financial well being. We are careful to ensure that we highlight any protection and investment needs as well as tax saving opportunities that exist. This level of service demands the general financial planning skills that we have built up over the years our business has been in operation.

We understand that there are circumstances during financial planning where the expert knowledge of a specialist is required. Listed below are the areas of specialist advice that we provide and details of who you should contact.

Contact us		Specialisation		Email
Mr C Gwilliam		Key Person Protection		Penzance		email me
		Shareholder Protection
		Tax Planning for businesses
		Offshore Investments
		Investments for Trusts
		Estate Planning
		Pensions (incl Stakeholder)
		Tax planning for Individuals
		Ethical Investments
		Lump Sum Investments
		Unit Trusts / Investment Trusts
Mr D Bradley		Tax Planning for businesses		Truro		email me
		Shareholder Protection
		Lump Sum Investments
		Unit Trusts / Investment Trusts
		Estate Planning
		Individual Protection
		Pensions (incl Stakeholder)
		Investments for Trusts
		Tax planning for Individuals
		Ethical Investments
Mr J Money		Tax Planning for businesses		Falmouth		email me
		Unit Trusts / Investment Trusts
		Lump Sum Investments
		Portfolio Management
		Estate Planning
		Pension Transfers
		Tax planning for Individuals
		Pensions (incl Stakeholder)
		Investments for Trusts
Mr B Steward		Shareholder Protection		Truro		email me
		Tax Planning for businesses
		Key Person Protection
		Group Stakeholder
		Group Pensions
		Tax planning for Individuals
		Lump Sum Investments
		Pensions (incl Stakeholder)
		Unit Trusts / Investment Trusts
		Estate Planning
		Pension choices at Retirement
		Investments for Trusts
		Pension Transfers
Mr J Waldie		Group Pensions		Penzance		email me
		Key Person Protection
		Shareholder Protection
		Tax Planning for businesses
		Group Stakeholder
		Investments for Trusts
		Estate Planning
		Pensions (incl Stakeholder)
		Tax planning for Individuals
		Portfolio Management
		Lump Sum Investments
		Unit Trusts / Investment Trusts
		Pension choices at Retirement
Mrs A Pike		Individual Protection		Falmouth		email me
		Lump Sum Investments
		Portfolio Management
		Ethical Investments
		Tax planning for Individuals
		Educational Fees Planning
		Unit Trusts / Investment Trusts
		Offshore Investments
Miss H Pryor		Key Person Protection		Truro		email me
		Tax Planning for businesses
		Unit Trusts / Investment Trusts
		Individual Protection
		Pensions (incl Stakeholder)
		Investments for Trusts
		Tax planning for Individuals
		Health / Long term care
		Pension choices at Retirement
		Portfolio Management
Mr S Wells		Group Pensions		Penzance		email me
		Key Person Protection
		Pensions (incl Stakeholder)
		Regular Savings
		Tax planning for Individuals
		Individual Protection
		Portfolio Management
		Lump Sum Investments
		Unit Trusts / Investment Trusts
		Pension choices at Retirement
Dr M Haywood		Tax planning for Individuals		Truro		email me
		Ethical Investments
		Lump Sum Investments
		Unit Trusts / Investment Trusts
		Estate Planning
		Individual Protection
		Investments for Trusts
Mrs J Coomer		Group Pensions		Penzance		email me
		Key Person Protection
		Shareholder Protection
		Tax Planning for businesses
		Tax planning for Individuals
		Portfolio Management
		Lump Sum Investments
		Health / Long term care
		Pension choices at Retirement
		Investments for Trusts
		Pensions (incl Stakeholder)
		Estate Planning